Insurance loss adjuster

You can take a degree before applying for a place on an insurance company's graduate training scheme.

Useful subjects include:

• business studies
• finance
• law
• surveying
• engineering
• construction

It can help to get some relevant work experience whilst you're studying, for example through an internship or placement.

Your university careers service will be able to help you with this.

Entry requirements

You'll usually need:

• 2 to 3 A levels, or equivalent, for a degree

More Information

• equivalent entry requirements|https://www.gov.uk/what-different-qualification-levels-mean/list-of-qualification-levels
• student finance for fees and living costs|https://www.gov.uk/student-finance
• university courses and entry requirements|https://www.ucas.com/

You could apply to do an apprenticeship with a loss adjusting firm or insurance company, such as:

• Insurance Practitioner Level 3 Advanced Apprenticeship
• Insurance Professional Level 4 Higher Apprenticeship
• Senior Insurance Professional Level 6 Degree Apprenticeship

These take between 1 and 3 years to complete and combine workplace training and study.

Entry requirements

You'll usually need:

• 5 GCSEs at grades 9 to 4 (A* to C), or equivalent, including English and maths, for an advanced apprenticeship

• 4 or 5 GCSEs at grades 9 to 4 (A* to C) and A levels, or equivalent, for a higher or degree apprenticeship

More Information

• equivalent entry requirements|https://www.gov.uk/what-different-qualification-levels-mean/list-of-qualification-levels
• guide to apprenticeships|https://www.gov.uk/apprenticeships-guide

You could move into loss adjusting after getting experience as a claims handler or assistant loss adjuster with an insurance company.

You could also complete qualifications while you're working in the insurance industry through a professional body like The Chartered Institute of Loss Adjusters .

Professional and Industry Bodies

You could join The Chartered Institute of Loss Adjusters for professional development opportunities and to build up your contacts within the industry.

Further Information

You can find out more about a career in loss adjusting through The Chartered Institute of Loss Adjusters.

As an insurance loss adjuster, you could:

• visit sites to survey damage
• interview claimants to find out what's happened
• gather evidence, like receipts, video footage and photographs
• request reports from specialists, like building surveyors
• check that claims against policies are reasonable
• organise clean-up operations or repairs
• make further investigations if you suspect fraud
• negotiate settlements
• present reports and recommendations to insurers

You may have to give evidence in court in certain cases.

You could work in an office or from home.

Your working environment may be emotionally demanding and you'll travel often.

You may need to wear safety clothing and use safety equipment.